Commercial Liability Insurance

Most business owners and organizations think that by having General Liability insurance that they are protected from most risks.   While the General Liability  insurance policy is a vital first step, many specific risks or circumstances are not covered by a general liability policy.

From the computers used by your staff, to your customer and vendor information, any means that you interact, store or deliver information electronically puts you at risk for cyber-security breaches.

Cyber Liability insurance includes covering the first and third party risks associated with e-business, Internet, network or information based assets.

While this may seem like a new concept, it is necessary with the fast pace of technology.

Typical coverages can include:

  • Internet communications

  • Privacy issues

  • Infringement of intellectual property

  • Virus transmission

  • Unauthorized access